Banking Law & Unfair Contract Terms Specialists in Marbella
Protecting your rights and investments against financial institutions. Claims for floor clauses, mortgage setup costs, IRPH indices, unfair bank fees, and revolving credit cards on the Costa del Sol.
+15 Years
Defending Borrowers
99% Success Rate
In Recovered Funds
Marbella
Local & Costa del Sol Practice
Disputes or unlawful charges from your bank?
Our banking lawyers analyze your loan or credit card agreement without obligation to calculate what the bank owes you.
- Free case review and pre-litigation claim
- Recovery of mortgage fees and usurious interest
- Debt write-off via the Second Chance Law
Banking & Financial Law Legal Services
Effective legal solutions for individuals, businesses, and investors against banking abuses.
Mortgage Setup Costs
Reclaiming notary, land registry, administrative, and valuation fees paid when completing your mortgage.
Revolving Credit Cards
Annulment of credit contracts with usurious interest rates and recovery of overpaid capital.
Floor Clauses & IRPH
Removal of minimum interest rate caps and recalculation of overcharges from unfair reference indices.
Multi-Currency Mortgages
Defense against unexpected increases in repayments and outstanding principal on foreign currency loans.
Bank Fees & Default Interest
Analysis of arrangement fees, overdraft charges, and excessive default interest rates on personal loans.
Mortgage Foreclosure Defense
Opposing property auctions, negotiating deed-in-lieu of foreclosure (dación en pago), and halting foreclosure proceedings.
Asset Protection & Second Chance Law
We assist individuals, sole traders, and businesses in releasing themselves from unmanageable debt burdens and insolvency.
100% Debt Discharge
Application of legal mechanisms for full discharge of unpaid liabilities under current insolvency legislation.
Negotiation & Restructuring
Refinancing agreements with banks and debt restructuring to safeguard property assets.
Halting Asset Seizures
Immediate judicial protection to stay enforcement actions brought by banks or vulture funds.
Unmanageable financial liabilities or pending foreclosures?
We confidentially evaluate the viability of your case to halt enforcement actions and restore your financial stability.
Confidential Case EvaluationHow We Manage Your Banking Claim
A clear, structured process with zero unnecessary financial risks for the client.
Viability Study
We review your deeds, statements, or loan agreements free of charge to assess the grounds for a claim.
Pre-Litigation Claim
We submit a formal claim to the financial institution's Customer Service Department for refund of amounts.
Negotiation or Lawsuit
Upon refusal or silence from the bank, we initiate court action before specialized banking courts.
Fund Recovery
We enforce favorable rulings to guarantee the direct payout of unfairly collected money into your account.
How Can We Help You?
Get in touch with our client support team to resolve any questions regarding your accounts, services, or banking matters.